Recreational Vehicles

Choosing from a wide range of options, Darren Cooke Insurance Agency offers several kinds of RV insurance. Motor Homes include Classes A, B, and C motor coaches; Camper vans as well as travel trailers, including campers, pop-ups, fifth wheels, and toy haulers.

Recreational Vehicles

Class C Motor Home

A class C mini motor home has the following characteristics:

  • Built on a van/small truck with original body shell (cab section) visible.
  • Usually provides a sleeping bunk atop the cab in addition to a bedroom in the back. When not in use, this overhead compartment can also be used as a storage area.
  • Provides the conveniences of a larger motor home in a scaled-down version and at a lower price.
  • Ranges from 20 to 28 feet in length.
  • Typically sleeps up to six people.
  • All other features are installed by the RV manufacturer.
Class B - Camper Vans

A class B camper van has the following characteristics:

  • Built by the factory for camping purposes with sleeping, kitchen, toilet facilities, 110 volt hookup, fresh water storage and an extension roof.
  • Most economical, versatile and maneuverable type of motor home.
  • Narrower than other motor homes because it utilizes space within the existing van body.
  • Ranges from 16 to 21 feet in length.
  • Typically sleeps up to 4 people.
  • All features are installed by the RV manufacturer.
  • Does not include conversion vans.
Class A Motor Home

A class A conventional motor home has the following characteristics:

  • Constructed around a specifically designed motor vehicle frame and chassis with one single living compartment.
  • Sidewall frame may be wood, aluminum tube or steel.
  • Exterior may be aluminum, fiberglass sheet or molded fiberglass.
  • Ranges from 21 to 45 feet.
  • Typically sleeps up to 10 people.
  • Most luxurious and expensive type of motor home.
  • Virtual "home away from home" on wheels, fully loaded and equipped for short trips, lengthy vacations and full-timing.
  • Models may include washer/dryer, satellite dish, VCR, security system, etc.
Fifth Wheel Trailer

A fifth-wheel trailer has the following characteristics:

  • Similar to the conventional model, but has a raised forward section above a fifth wheel coupling device, creating a unique bilevel dimension.
  • Ranges from 21 to 38 feet in length.
  • Using a truck to tow allows for trailer designs up to 38 feet in length.
  • Specially designed devices are generally mounted to pickup beds.
  • Built on a welded steel chassis.
  • Contains luxuries such as a large living area, all appliances, and bathing, cooking and sleeping facilities.
Travel Trailer Characteristics

A conventional trailer has the following characteristics:

  • Designed for vacation/camping use.
  • Ranges from 12 to 40 feet in length.
  • Towed by an automobile or truck with a bumper hitch.
  • Equipped with bathing, cooking and sleeping facilities.
  • May have additional options such as air conditioning and awnings.
PopUp Tent Trailers

A pop-up tent trailer has the following characteristics:

  • Constructed with collapsible sidewalls that fold or slide down for easy towing by a light vehicle.
  • Typically less than 12 feet long; ranges from 15 to 23 feet (when opened).
  • Compact size allows for quick setup at destination.
  • Very basic with few luxuries. Larger unit may contain a refrigerator, stove and/or furnace, and may sleep up to eight people.
Mounted Truck Camper

A mounted truck camper has the following characteristics:

  • Designed as temporary vacation camping unit that is loaded onto a pickup truck bed.
  • Ranges from 18 to 21 feet in length.
  • Typically sleeps up to six people.
  • Compact size makes the truck camper versatile, manageable and convenient for local travel to and from campsite.
  • Easy, economical way for many first-timers to begin RVing.
Trailers with Recreation or Cargo Facilities

A trailer with recreational cargo quarters has the following characteristics:

  • These are specific types of travel trailers or fifth-wheel trailers.
  • Must have a special compartment in the back to transport horses, ATVs, etc.
Professional Bus Conversions

Class A professional bus conversion has the following characteristics:

  • Motor home facilities built into a Greyhound-type bus shell.
  • Conversion is performed by a professional converter such as Prevost, Marathon, Country Coach, etc.